Terms and Conditions

Terms and Conditions

Last updated: June 20, 2025

These Terms and Conditions ("Terms") govern your use of xarnothilevus.com's financial coaching services. By accessing our services, you agree to be bound by these Terms.

1. Services

xarnothilevus.com provides financial coaching and capital management education services. Our services are for educational purposes and do not constitute financial advice. You should consult with qualified financial professionals before making investment decisions.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into agreements to use our services. By using our services, you represent that you meet these requirements.

3. Payment Terms

Our coaching courses are priced at $350 per course. Payment is due upon enrollment. We accept major credit cards and bank transfers. All prices are in Australian dollars and include GST where applicable.

4. Cancellation and Refunds

You may cancel your enrollment within 14 days of purchase for a full refund, provided you have not accessed more than 25% of the course content. Cancellations must be requested in writing to info@xarnothilevus.com.

5. Intellectual Property

All content, materials, and intellectual property provided through our services remain the property of xarnothilevus.com. You may not reproduce, distribute, or create derivative works without our written consent.

6. User Responsibilities

You agree to:

  • Provide accurate information
  • Use services for lawful purposes only
  • Maintain confidentiality of your account
  • Not share access credentials with others

7. Disclaimers

Our services are provided "as is" without warranties of any kind. We do not guarantee specific financial outcomes or results. Past performance does not indicate future results.

8. Limitation of Liability

To the maximum extent permitted by Australian law, xarnothilevus.com's liability is limited to the amount you paid for our services. We are not liable for indirect, incidental, or consequential damages.

9. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

10. Governing Law

These Terms are governed by the laws of Victoria, Australia. Any disputes will be resolved in the courts of Victoria.

11. Consumer Rights

Nothing in these Terms excludes, restricts, or modifies any consumer rights under the Australian Consumer Law that cannot be excluded, restricted, or modified.

12. Changes to Terms

We may update these Terms from time to time. Continued use of our services after changes constitutes acceptance of the new Terms.

13. Contact Information

For questions about these Terms, contact us at:

Email: info@xarnothilevus.com
Phone: +61 2 8765 4321
Address: Level 15, 123 Collins Street, Melbourne VIC 3000, Australia

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.